Apple Pay Betting Sites

applepayApple Pay is now available as a deposit method with some of the UK’s top online bookmakers.  The eWallet feature is available to apple users who own mobile devices with fingerprint touch ID and Mac computer users, it is both highly secure and hugely convenient.

Depositing with Apple Pay allows you to use your usual bank cards but rather than registering the card with the betting site you only need to register the details with Apple.  The Apple Pay feature can then be used to send payments to your bookie or casino without the need for them to directly know your card details or account numbers.  The other added benefit of the service is the convenience of using your phone or tablet to bet without ever needing to find a card, use a pin, or enter a three digit CSV security code.

For more about how Apple Pay works and things to consider when betting with it continue reading.

Online Bookmakers That Accept Apple Pay Payments

The offers below are for new customers only, 18+, T&C's apply, please gamble responsibly.
Site Min Deposit Withdraw Method Fees Visit
888 Sport Bet £10, £30 Free + £10 £20 Bank/Card 0%
T&Cs Apply, 18+

About Apple Pay

Apple Pay is digital payment method for Apple powered mobile devices (iPad, iPhone, Apple Watch), that have Touch ID capability, and MAC computers.  It can be used to pay for things as you would with a normal card in stores, within apps and through websites.

The payment service falls under the eWallet category and allows you to make contactless payments in person and over the internet.  Apple Pay effectively digitises your credit and debit cards and authorises transactions from your bank card using just your finger print.  It allows you to store multiple payment cards in the same place, even if these are from different banks or financial institutions, and there is no need to remember any pin or security codes once cards are added to your Apple Wallet.

Most big banks now support AP, with the rest expected to come on board soon.  Banks with Apple Pay capability in the United Kingdom include: American Express, Barclays, Bank of Scotland, Clyde Bank, Co-op, First, Halifax, HSBC, Lloyds, MBNA, Marks & Spencer, NatWest, Metro Bank, Nationwide, RBS, Santander and TSB (this list is not exhaustive).

The technology used by AP keeps your card and bank information private from the betting site you are using, or any other merchant you use the feature with.  Instead of sharing your details directly, Apple create a dynamic security code generated specifically for each deposit/transaction.  This code cannot be used by anyone else in the chain to reveal your ultimate bank details.

Apple have committed to not tracking usage.  Only you, your bank and the site you fund will have any transaction history stored.  Apple also take some liability for transactions, although most liability is still between you and your bank if there is fraudulent use.

How to use Apple Pay

There are two entry requirements for Apple Pay, one is that you own an Apple device, and the other is that your bank or card issuer supports payments this way.  If you have both of these then setting up payments is unbelievably easy.

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To use the Apple Wallet on an iPhone you will need to add a payment debit or credit card.  You will already have an Apple ID and your finger print will already be registered when you set up your device.  Go to the apple wallet section in settings and add a card.  You can scan your card using your camera, this will identify the long number.  On the next screen verify those details then enter the expiry date and security code.  You can edit the number if the camera couldn't pick it up properly.

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Go on to read and verify you agree with the terms and conditions and check the details for a final time.  A second factor of authentication is required for set up, you can either choose to receive a text message or call up your bank.  Once you've got your verification code enter it and your card will be activated.  You can now use apple pay straight away.

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Apple Pay Gambling

The only limitation on using Apple Pay for gambling is the availability of the service with betting sites, and your location at the time you wish to pay.  The ability to gamble using the eWallet is dependent on whether the underlying card payment methods can be used to gamble with too.

You can legally fund betting sites and casinos with Apple Pay if:

  • You are currently residing in the UK (or country where gambling is legal).
  • The ultimate bank account/card from which you want to deposit is based in a country that allows payments to gambling operators.
  • The payment method itself allows use for gambling related purposes (e.g. AmEx cannot be used, even with Apple Pay, see later)?

Using Apple Pay to Deposit

Once you are set up to use the service there is no more simple way to deposit.  The screenshots above show you an example of how to deposit using an iPhone.

Simply select Apple Pay as your payment method, enter the amount of money you would like to deposit and press pay.  Your apple wallet will open on screen and from here you can select the card you would like to use, if you have multiple methods registered.  Now place your thumb or finger on the fingerprint scanner to verify the transaction.  

The payment will process in seconds and your funds will be in your account in an instant.  You will also receive a receipt, as you would with any Apple payment, in your notification centre and in your wallet.

Minimum and Maximum Limits

Minimums and maximums are generally comparable with those for normal bank cards.  For example (see screenshot below) this bookie has a £5 minimum and £5000 maximum deposit limit.  This is generally a transactional limit rather than an absolute limit.

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Debit and Credit Cards

Debit card payments are generally the best means to fund online betting accounts as they are universally accepted and come with the best terms.  

Credit card payments, whilst convenient, are classified as cash transactions with betting companies, even through Apple Pay, and this means cash fees are usually charged.  The best way to avoid any fees is to use Debit.

American Express

American Express so not themselves allow payments to gambling operators, irrespective of where you are based or who you are trying to fund.  This is true whether using AmEx direct, through Apple Pay, or through any other eWallet service such as PayPal.

Other Cards

It is possible to use cards from any money issuer that allow Apple Pay to fund your online bookmaker.  For example many non-bank financial institutions offer credit and store cards that can be registered for Apple Pay, Marks and Spencer, for example.

Bank / Card Statements

You will be able to see your apple pay transactions on your bank statement.  AP simply acts as an intermediary between your bank and the merchant and so the transaction is still recorded by your card issuer.

Fees

There are currently no fees charge either by Apple Pay or the bookmaker to the user.  The current fee is slightly more expensive than a standard card payment to the bookie but at the end of the day they are happy to absorb this to provide the facility.

Using Apple Pay to Withdraw

Currently no operator will allow you to withdraw through Apple Pay directly.  Some will allow you to withdraw any winnings from Apple Pay deposits by bank transfer whereas others allow you to withdraw back onto your registered bank card.

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The withdrawal policies will likely become streamlined as more betting sites come on board with Apple Pay. 

Advantages and Disadvantages of Apple Pay Betting

The main advantage is the sheer convenience of adding funds to your account without even leaving the app or the site.  Deposits are astonishingly quick and this is especially useful if you have a time critical bet to place.  On the other hand, some may actually find this a negative, in some ways it is almost too easy to deposit in the moment without stopping to think.

Other advantages include keeping your card details anonymous, only having to update expired cards in one place, and not having to carry around cards or remember security numbers.

There are not too many disadvantages to Apple Pay although presently the need to have another validated bank payment method with the bookmaker kind of negates the purpose of anonymising your bank details.  Right now there is also limited choice of sites who offer the service too.

Security

It seems strange to many given the convenience of paying with a finger print, but Apple Pay is one of the most secure ways to pay for things on and offline.  

The whole Apple Pay concept came into existence simply because cards are vulnerable, with exposed numbers and codes that are stored in physical form and by many online merchants.  Instead of sending personal details Apple Pay takes this information and packages the payment into a single use digital token.   

The digital token is encrypted with a key specific to the merchant you are trying to pay.  This adds more security to the system as each payment can only be unlocked by that specific processor.  Apple also sends your device number and a further security code to the site to verify the transaction without requiring any of your personal card details.

Finger print ID is also much more secure than a PIN, you must be physically present to make a payment using Apple Pay.